Reduce your "total" healthcare costs with confidence
For most people, health insurance premiums are their largest healthcare expense; and the costs keep going up outside of our control. With enhancedcareMD Smarter Choices serving as your own health security system, you can buy a lower premium, higher deductible plan and have the comfort of knowing you have more healthcare options and savings available if you need care later on. Pay less now and pay less later! A winning formula!
enhancedcareMD Smarter Choices is your advantage
We find that most people are over-insured, primarily because you don't have control over what potential healthcare costs may be if someone in your family got sick or had an accident. With enhancedcareMD Smarter Choices you can buy a lower premium insurance plan with peace of mind knowing that you have access to lower cost medical services (plus the added convenience of 24/7/365 access) when you do need everyday care.
There's a fine balance between premiums paid as a fixed expense and the amount of deductible you'll have to pay when you need care. With enhancedcareMD Smarter Choices, when you are sick, you get 24/7 nurse and doctor access, virtually eliminating the need for high co-pays, consultation costs, travel costs and the cost of time. The choice is yours - and with enhancedcareMD Smarter Choices we help you make that smart choice!
WHAT DOES HEALTHCARE REALLY COST?
Healthcare is more than just insurance. Your total cost of care includes your monthly health insurance premium plus your actual out of pocket costs (co-pays, deductibles, prescriptions, etc) when you are sick. If you were to have an accident or major illness, your out of pocket maximum is the most you will pay.
Here's how enhancedcareMD Smarter Choices helps keep your total cost of healthcare down:
PREMIUMS: Monthly expenses you pay whether you get sick or not.
- With the advantage of the enhancedcare security system, you will spend less on everyday health costs and avoid a lot more cost totally! We help you SELECT the lowest premium plans that will meet your needs. This will save you more each month than enhancedcare's membership - a win/win idea.
- Our private exchange offers the most insurance choices too and clearly more choice often results in lower costs in any level of insurance you will choose. That, combined with the ability to personalize your health insurance options, results in lower costs per month and a better plan for your family.
HEALTH CARE OUT OF POCKET COSTS: When you do get sick, you will pay for those services in addition to your premiums
- Most plans require you to pay the first few thousand dollars of the cost of care if you get sick. This is called the deductible.
- With enhancedcare you will save each time you use the service. When you need care, instead of going to the doctor or the emergency room, you will be able to make smarter decisions about what type of care you need by talking with your nurse coach.
- When you do need care, you will have options to reduce doctor and emergency room visits by using our tele-health solutions.
- Lower your prescription costs.
- The average family of 4 will save $134* per month on their actual care using enhancedcare's services.
- Save on average $155* per month on health insurance premiums.
* Actual savings may vary